Retirement Planning Education, with Andy Panko

#188 - Q&A edition...Social Security spousal benefits, cognitive biases in investing, changing state tax domicile, naming minors as beneficiares and MORE!

• Andy Panko

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Listener Q&A where Andy talks about: 

  • Can a spouse claim spousal benefits while delaying the start of their own benefit ( 10:40 )
  • What's the best way to view your accounts in terms of how much of them are actually yours after accounting for eventual taxes you have to pay on them ( 14:08 )
  • Can a minor be named as the beneficiary of a retirement account ( 23:28 )
  • His thoughts on dividend stocks and funds ( 26:55 )
  • Follow up thoughts about combining retirement account, in response to a previous listener question ( 34:43 )
  • Considerations and gotchas around changing state tax domicile ( 39:30 )
  • 10 cognitive biases in investing, and which three I see the most in my practice ( 46:48 )
  • Considering the present value of expected future Social Security payments when determining asset allocation ( 54:25 )
  • Additional thoughts about the 4% rule and whether you can increase your distribution if your portfolio value increases ( 1:01:40 )


To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.com


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Andy Panko

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