Retirement Planning Education, with Andy Panko

#186 - "Hot topics" edition...Andy and Cody Garrett talk about ACA tax credits, Roth conversions, tax gain harvesting, paying taxes in retirement, using HSAs and MORE!

• Andy Panko

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Andy and Cody Garrett from Measure Twice Financial share their thoughts on a handful of current events and "hot topics" relating to retirement planning. Specifically, they talk about: 


  • Affordable Care Act ("ACA") tax credits and income "cliffs" in tax planning ( 08:13 )
  • Doing Roth conversions vs tax gain harvesting ( 22:30 )
  • Paying taxes in retirement; estimated payments vs withholdings ( 31:33 )
  • Rushing into Roth conversions ( 38:50 )
  • When to start doing HSA distributions ( 51:31 )
  • Should you be worried about tech stocks ( 58:23 )
  • Timing Required Minimum Distributions ("RMDs"); when in the year to take them ( 1:08:26 )
  • Retirement spending anxiety ( 1:17:37 )


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To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.com


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Andy Panko

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